SIP in equity mutual funds is a type of investment through which investors can invest a predefined amount at fixed intervals, promoting accessibility and building wealth in the long-term. The simplicity and accessibility of SIPs have made it a beloved investment option for lakhs of Indians. With the minimum investment barrier being as low as ₹100, retail masses have been able to save & invest regularly through equity mutual fund SIPs. Monthly live SIP has grown from ₹4,744 crore in June 2017 to ₹28,265 crore in Aug 2025*.

Through regular investments, SIPs harness the power of compounding and reward investors with exponential growth. SIPs have been the prime investment vehicle in investor portfolios to fulfil basic financial needs such as buying their dream home, education for kids, and retirement, among others. SIPs enable even the smallest of investments to blossom into mighty trees of financial abundance.

SIPs have consistently compounded wealth for retail investors over the long term, multiplying wealth by 13.10 times in the last 25 years*.

SIP has empowered countless individuals to take control of their financial future, invest small amounts towards their needs and watch them bloom into an enormous fund.

“Compound interest is the 8th wonder of the world.” – Albert Einstein

Wealth built through SIP across different time periods

10 years  – Invested Amount: 12 lakh | Current Value: 29 lakh
15 years  – Invested Amount: 18 lakh | Current Value: 64 lakh
20 years  – Invested Amount: 24 lakh | Current Value: 123 lakh
25 years  – Invested Amount: 30 lakh | Current Value: 393 lakh

Source: *AMFI & ACE MF
Average returns of 46 diversified equity mutual fund schemes. 
Assuming SIP interval as 10th of each month & SIP amount as ₹10,000. 
The 25-year period taken into consideration is from June 2000 to June 2025. 
Figures are rounded off.